IRC §105 Compliant Tax Strategies for Employers

Stop overpaying payroll taxes. Turn compliance into employee wellness.

The Suite Benefits connects qualifying employers with federally recognized tax-code structures (SIMRP & PCMP). Our Purple and Blue Plans leverage Remedy DPC, Octi Health, and Attentive to reduce your FICA burden while delivering top-tier healthcare to your team.

DOL Compliant
IRS Code 105/125
3rd Party Administered
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Employer ROI
25 Employees
+ NET POSITIVE
Gross Payroll $1,200,000
Employer FICA (7.65%) -$91,800
The Suite Benefits Rebate +$46,800
Net Employer Savings $46,800
Per Year
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The Employer's Dilemma

You're losing money to taxes, not your employees.

Every time you run payroll, the federal government takes 7.65% for FICA. Meanwhile, your employees are struggling with rising healthcare costs, high deductibles, and limited access to primary care.

What if you could legally redirect a portion of those tax dollars into a wellness plan that actually benefits your team—while simultaneously dropping your taxable payroll base?

The Solution: The Suite Benefits

Tax-Advantaged Wellness

Utilizing Attentive SIMRP & PCMP plans under IRC §105, you reimburse employees tax-free for wellness initiatives.

Immediate FICA Reduction

Reimbursed amounts are exempt from the employer's 7.65% FICA match, instantly lowering your tax burden.

Better Employee Care

Integration with Remedy DPC and Octi Health means your team gets real healthcare, not just insurance paperwork.

Purple Plan✦ Blue Plan✦ Attentive (SIMRP & PCMP)✦ Remedy DPC✦ Octi Health AI Billing✦
Watch & Learn

See exactly how the math works.

No fluff. Just straight facts on how the IRS code allows you to implement these plans. Watch both overviews to see which structure fits your organization.

The Suite Benefits Overview

Learn the core concepts and mission behind our tax-advantaged wellness plans.

Plan Structures & Implementation

A deep dive into the Purple and Blue Plans, SIMRP, and PCMP integration.

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Who We Serve

Tailored structures for two worlds.

For Educational Institutions

The School Suite

Tailored specifically for schools and districts. Maximize taxpayer dollars while providing top-tier wellness benefits to your staff.

  • Designed for W-2 school employees
  • Seamless integration with school payroll cycles
For Private Businesses

The Company Suite

Built for private employers. Reduce FICA liabilities and enhance employee take-home pay through our vetted network.

  • Ideal for LLCs, S-Corps, and C-Corps
  • Optimized for both fully insured and self-funded setups
Choose Your Power Tier

The Purple & Blue Plans.

Stop paying the IRS more than you owe. These plans redirect your tax dollars into real healthcare for your team.

Maximum Savings & Care

Purple Plan

All-inclusive Tier

The ultimate suite. Combines direct primary care, AI billing, self-funded bundled pricing, and full SIMRP/PCMP plan administration for the highest possible tax offset.

Remedy Direct Primary Care (DPC)
Unlimited primary care access without copays. Keeps employees healthy and out of emergency rooms.
Zero Health Bundled Pricing
Self-funded only. Transparent bundled healthcare pricing for surgeries and major procedures.
Octi Health (AI Billing)
Cutting-edge AI for healthcare billing efficiency. Eliminates coding errors and reduces administrative overhead.
Attentive (SIMRP & PCMP Plan)
The core tax-advantaged wellness reimbursement structure that makes the FICA savings legal.
Select Purple Plan
Best Value

Blue Plan

Premium Tier

Comprehensive access to primary care and AI billing, perfectly paired with our core SIMRP and PCMP tax savings structures.

Remedy Direct Primary Care (DPC)
Direct primary care without traditional insurance barriers.
Octi Health (AI Billing)
Streamlined, intelligent healthcare billing solutions.
Attentive (SIMRP & PCMP Plan)
Core tax-advantaged wellness reimbursement structure.
Zero Health Bundled Pricing
Not included in this tier.
Select Blue Plan
Common Questions

Straight answers, no fine print.

Is this actually legal and compliant with the IRS?
Yes. The tax-code-based programs we utilize are publicly recognized under federal law (specifically IRC §105). However, compliance depends on proper plan design by licensed professionals. We do not interpret tax law; we connect you with vetted third-party providers who prepare and file the SIMRP/PCMP documents to ensure absolute compliance.
What's the difference between The Purple and Blue Plans?
The Purple Plan is our most comprehensive tier, including everything in the Blue Plan plus Zero Health Bundled Pricing (for self-funded setups). The Blue Plan provides exceptional value by combining Remedy DPC, Octi Health, and the Attentive SIMRP/PCMP plan. Both tiers offer powerful tax advantages and wellness benefits.
Is The Suite Benefits a tax advisor or plan provider?
No. We are an independent educational entity. We do not prepare tax returns, draft plan documents, or provide tax, legal, or accounting advice. We provide general information about federally recognized tax-code-based programs and refer interested organizations to licensed third-party professionals for implementation.
How much can my business actually save?
Savings vary based on the number of W-2 employees and the reimbursement amounts selected. Generally, employers see a reduction in their 7.65% FICA tax burden on all reimbursed amounts. Use the form below to request an educational call, and we'll walk you through the math for your specific payroll size.
Let's Talk

Stop overpaying the IRS. Start today.

Fill out the form to request a no-pressure educational call. We'll help you understand whether The Purple or Blue Plan makes sense for your organization—then connect you with the right professionals if they do.

Call or Text
(572) 235-3760
Email
charles@thesuitebenefits.com

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100% Confidential. No obligation. We'll respond within 24 hours.

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